– Kohls Credit Card Login and Payment Guide 2024

This page will help you to provide a detailed guide about how to login, register, pre-qualified, and activate your login account. As a new Kohl’s credit card holder, you will get the idea to access your account online, make payments, and customer service from here.

What is MyKohlsCard?

Mykohlscard login is a retail credit card issued by Capital One. It is also called the “Kohl’s Charge” card. Users can apply for this MyKohlsCharge credit card at It can be used both online and in-store at Kohl’s. The card has a high variable APR but no annual fee. So, consumers can move the balance from one month to another without paying interest.

Mykohlscard Homepage
Mykohlscard Homepage

This card is different from other retail cards such as getmyoffer capitalone com It provides recurring discounts and sales throughout the year, rather than only a discount at the point of purchase, as most other retail cards do. Each month you may be selected to become a Most Valuable Customer (MVC).

Those who buy at Kohl’s regularly can avail the benefits of My Kohl’s Credit Card Login. Still, they should also be aware of its negative drawbacks, which include a rewards program structure that is difficult to understand and a high-interest rate.

With My kohls card, you can save 10% and get free shipping, among other great perks. Customers with Kohl’s charge credit cards can use the MyKohlscard website to manage their accounts online. This site is open 24 hours daily so that customers can check their account information anytime.

Requirements to access or log into mykohlscard com login

Before going through the registration and login process, you need to justify all the basic mykohlscard com login requirements, and for your help, we are sharing the following list –

Access MyKohlsCard.comLogin Account

  • My kohls credit card login official website URL
  • A valid Username and Password.
  • An updated browser to access the official site.
  • Reliable internet connection.
  • A laptop, tablet, or smartphone via a PC, laptop, or smartphone.

So after knowing its MyKohlsCharge login requirements let’s move to the mykohlscard com activation process (

Eligibility Criteria For Kohl’s Credit Card

To be eligible to apply for a Kohl’s credit card, the person must meet the requirements. First, the applicant must have a credit score of at least 640. They must live in the US and be at least 18. Kohl’s needs a social security number and other personal information to ensure you are who you say you are. So, people who want to apply must carefully fill out the form with all the necessary information. Finally, people who want to apply can check the official website to see if they already qualified for Kohl’s credit.

Eligibility Criteria

You can save a lot of money at Kohl’s with the Kohl’s Credit Card. You can’t compare to the savings, perks, and awards that come with cards. However, people who want to apply for a Kohl’s credit card must meet certain requirements. Applicants can get their credit card quickly; they only need to follow a few steps. After reading this complete guide, users can confidently apply for a Kohls credit card login. They will soon be able to begin enjoying its benefits.

See Here If you’re pre-qualified for a Kohl’s Card:

  • First Open the site:
  • You can check the See if you’re prequalified for a Kohl’s Card with no impact to your credit score option, please click on it.

pre-qualified for a Kohl's Card

  • Now, you will be redirected to a new page.
  • You need to add personal details about yourself such as your name, email address, home address, zip code, DOB, and social security number.
  • Now, tick the given box to complete the process.
  • Finally, click on the “Submit” button.

Mykohlscard perqualify

The company will review your provided information from the credit report to determine whether you pre-qualify with no impact on your credit score. Email addresses provided through the pre-qualification tool may be used to provide reminders of the coupon for the 30 days after submission.

7 Steps to Access Login Portal ? – Step by Step Guide

Accessing your Kohl’s Credit Card account through the “My Kohl’s Card” login portal is a simple and quick process. And to complete help we are sharing the login steps below.

Mykohlscard Login login page
  1. Visit the Official Website:

    • Open your web browser and go to the official Kohl’s website.
  2. Navigate to the “MyKohlsCard” Login Page:

    • Look for the “My Kohls Card” option on the Kohl’s website. This is often located in the top right corner of the homepage.
  3. Click on “Sign In” or “My Kohl’s Card”:

    • Once you locate the “My Kohls Card” section, click on the “Sign In” or “My Kohl’s Card” button. This will direct you to the login page.
  4. Enter Your User ID:

    • On the login page, you will be prompted to enter your User ID. This is the username you created when you initially set up your Kohl’s Card account.
  5. Provide Your Password:

    • After entering your User ID, you will need to input your password. Make sure to enter it accurately, as passwords are case-sensitive.
  6. Click on “Submit” or “Sign In”:

    • Once you’ve entered your User ID and password, click on the “Submit” or “Sign In” button to proceed.
  7. Access Your Kohl’s Card Account:

    • If the login credentials are correct, you can able to access your Kohl’s Card account. Here, you can view your account balance, and transaction history, make payments, and manage various aspects of your Kohl’s Credit Card.

Activate/Register Account Online

Please Register Your MyKohlsCard Account Online by following the steps below to become an account holder and manage your Kohl’s Credit Card online.

Register Your MyKohlsCard Account

  1. Open any updated browser on your device.
  2. Now, go to the MyKohlsCharge Login homepage.
  3. Please click on the option – “Register Now“.
  4. Now, enter your 12-digit credit card number which you will get on your Kohl’s credit card. 
  5. Enter the security phrase from the image on the page. 
  6. Click the green Submit box
  7. Finally, Your MyKohlsCard Registration process has been completed.

Reset Forgot Username for my kohl’s card

mykohlscard username

  1. Go to My Kohl’s Card Official Website at www.mykohlscard com.
  2. Now, click on Forgot username option.
  3. Enter your 12-digit Kohl’s credit card number (Please note: your account number from your statement will not work).
  4. Enter the security phrase from the image on the screen.
  5. Click the Next to continue button.
  6. At last, follow the prompts to retrieve your MyKohlscharge username. 

Note: Your Username is case-sensitive, it will need to be entered exactly how you created it. It must be 4-20 characters long and cannot be your password or email address.

How to Reset Kohl’s Credit Card Login Password?

Reset Mykohlscard Login Password

  1. Go to Your Kohl’s Credit Card Login Official Website at
  2. On the page, click on the option – Forgot password.
  3. Enter your User Name (case sensitive) and not your email address.
  4. Enter the last four digits only of your social security number (SSN)
  5. Press Next to continue.
  6. Follow the prompts to reset your Kohl’s password. 
  7. Re-enter your password.
  8. Click “Continue”.
  9. Complete our one-time passcode process.

Here are some guidelines on when to create your MyKohlsCharge password

  • 8-20 characters
  • 1 number (0-9)
  • 1 lowercase letter
  • 1 uppercase letter
  • Adding one special characters : ! # % ^ $
  • Two repeating characters cannot be used
  • Cannot be the same as the username

Note: If you are locked out of your account due to several failed login attempts, you will not be allowed to re-enter your password until your account has a “cool-down period” of at least 2 hours. This security measure cannot be overcome by anyone, so please be patient and try again in at least two hours.

Steps to Apply For Mykohlscard as a First-Time User

Want to Apply for My Kohl’s card? If yes, then just follow the below steps to apply for a new MyKohlsCard.

How to Apply for My Kohls Card as First Time User

  1. To apply for a new card, visit the official My Kohl’s Charge Login website at –
  2. Now, click on the option Apply Now.
  3. You will be redirected to a new page.
  4. Please enter all the required details such as –
    • Your First and Last Name
    • Email ID
    • Phone Number
    • Your Home Address – street address and Zip Code.
    • Date of Birth
    • Social Security
    • Annual Income
  5. Now, click the review option to check that your provided details are right.
  6. Once you have completed it, click on continue to complete the process.
  7. Follow the instructions, avail yourself of your card and account, and complete MyKohlscard com login.

Once the above process is completed, you will get your card, and you can follow the steps mentioned above to activate it. You can also check the status of your card once you have filled out the application form.

How to Activate Kohl’s Gift Card Online?

To activate your new card, you must first sign in to the My Kohl’s Card website or create an account there. (We regret to inform you that you cannot activate your card using a mobile device.)

How do My Kohl’s Gift Card mykohlscard account online?

You can also activate your card by contacting 800-954-0244 or by producing a photo ID with your Kohl’s card at your next purchase. Both of these options are available to you. You can also check the online instructions for managing your Kohl’s Credit Card account. You can also take Kohl’s Feedback Survey.

MyKohlsCard Important Benefits and Perks

You can access your Kohl’s card account 24/7 from anywhere and avail of its important advantage. And for now, we are sharing some of the customer benefits below:

Benefits of MyKohlsCard Online Portal

  • You may check your balance as well as your transaction history.
  • Pay your bill online
  • Request to have your credit limit raised.
  • Get paperless statements
  • Monitor and access your card activity.

My Kohl’s Card Benefits and Perks as MVC

There are several Kohl’s card benefits and Rewards you may need to know if you are an MVC. For example, if you do not have a Kohl’s card but wish to become an MVC, you can apply by clicking “Become an MVC” on the login page. When you become an MVC, you will enjoy fantastic benefits such as exclusive deals and sale alerts. You can also get $15 Kohl’s Cash when you open a new account or add an authorized user to for the first time.

Mykohlscard Rewards

  • If you satisfy the minimum requirements to become an MVC, they will present you with exclusive coupons and sale alerts only available to MVCs as a reward for your status on
  • The Kohl’s Card features a variable APR and no annual fee, but due to its high interest rate and complicated rewards program structure may not be suited for all shoppers.
  • Every time you use your account to purchase or in-store, you can earn Kohl Cash to use on your next purchase.

How Kohl’s Rewards Works?

  • As a consumer, you earn 7.5% rewards to use a Kohl’s Card or 5% any other way you pay.
  • Kohl sends you reminders when you have Kohl’s Cash to spend.
  • You get 30 days to spend your Rewards-issued Kohl’s Cash (Not valid on Sephora at Kohl’s).
  • So, join the Kohl’s Reward Program today.

Kohls Reward Form

Important Smart Features of Having login

  • Get 35% off your first purchase – With the My Kohl’s Charge Card, you’ll get a 35% discount on your first in-store or online purchase.
  • Save 15% more – You’ll receive a 15% off voucher for your next purchase when your new card arrives in the mail.
  • My Kohl’s offers – Every year, just to keep your My Kohls card, you’ll receive at least 12 distinct special offers to use at Kohl’s.
  • Become a “Most Valued Customer” – If you have a My Kohl’s card and spend at least $600 in a year, you will be a Most Valued Customer. This special program will provide you with 18 more discounts per year.
  • No annual fee – There is no yearly fee for keeping your My Kohls card.
  • High APR – The My Kohl’s Charge Card features a high variable APR at 26.49% Variable.
  • Yes2You rewards – You may earn even more benefits by combining your Yes2You account with your My Kohl’s Charge Card.
  • $5 Rewards certificate – Yes2You members will receive one point for every dollar spent at Kohl’s. When you get 100 points, you’ll receive a $5 discount for your next purchase.
  • Special sales – You will receive eight discounts per year as a Yes2You account holder simply for remaining a member.
  • Birthday gift – On top of those discounts, you’ll get a $10 birthday gift each year.
  • Bonus points – If you’re a Yes2You member, you’ll occasionally have the opportunity to earn extra reward points by participating in timely offers.
  • The Kohl’s app – With the Kohl’s mobile app, you can log in to your Yes2You account, and keep track of your rewards. Your earned $5 coupons will show here as well for easy redemption.
  • Kohl’s Cash – This rewards program builds on the earnings from your Yes2You account, offering you $10 in Kohl’s Cash back for every $50 you spend.
  • Kohl’s Pay – This function is enabled via the Kohl’s app and allows you to pay with your My Kohl’s Charge Card without having it on you. You can also link your Yes2You and Kohl’s Cash accounts here, bringing all of your Kohl’s memberships together.
  • Four ways to pay – You can pay online, over the phone, through the mail or simply in-store with an associate.
  • My Kohl’s Charge AutoPay – To make automatic payments on your balance statement, connect your checking, savings, or money market account to your My Kohl’s online account.

MyKohl’sCard Review Summary: Pros & Cons


  • High rate of cash back on in-store purchases
  • It is possible to combine Kohl’s Card discounts with Kohl’s Cash®.
  • There are no membership fees.


  • Can’t use outside Kohl’s stores
  • Regular APR is high
  • Can only be redeemed during redemption dates

How to Make Kohl’s Credit Card Payment?

Once you have become accustomed to using an online account, it will become simple for you to pay bills using a payment online account. However, you should set up your account to handle payments; all that is required is following some steps.

How to Make Payment at MyKohlscard com

How to Pay My Kohl’s Card Bill Online?

  • To begin, please visit
  •  Now, you must log in using your credentials.
  •  Now, navigate to the Payments tab in the menu.
  •  If your checking and routing numbers are not currently associated with your account, you can add them on the Manage a Bank Account page.
  •  Then, review your payment information on the screen for making a payment.
  •  Select the payment amount and payment date next.
  •  Enter your email address now, and you will receive a confirmation email.
  •  After entering your information, click the Submit button to confirm your payment information.
  •  After clicking the Approve button, a Thank You page will appear.

How do I use My Kohls Card to Pay on the App?

  • Download the Kohl’s app for bill payment capabilities.

Pay Your Kohl’s Card Bill Over the Phone

Call 1-855-564-5748

  • Simply utilize the Mykohlscard automated phone system to pay your bill over the phone.
  • Kohl’s Credit Card Phone number is available 24 hours a day.
  • You must input your bank’s routing number and account number.
  • While conversing with a representative, payment must be made.

Pay by Mail

Send a check to the following address to pay your bills via mail.

  • Kohl’s, PO Box 60043, City of Industry, CA  91716
  • Kohl’s, P.O. Box 1456, Charlotte, NC 28201

How Can I Use My Kohl’s App?

To use Kohl’s wallet app, there are some simple steps that we are sharing below. After following these steps, you can manage your account and make payments online for your shopping.

MyKohlsCard Mobile App

  • Go to the App Store or Google Play Store.
  • Now, search and launch the mobile app.
  • After that, install it on your mobile device.
  • Now, click Sign In to get started.
  • Enter your login credentials and complete the login process.

And then, shop on and in-store like never before and save time and money. You may also get Kohl’s Cash, coupons, gift cards, and special coupons all in one place.

About Kohl’s Company

About Kohls

Kohl’s is a chain of department stores in the United States. It is owned and run by Kohl’s Corporation. As of December 2021, it had 1,162 stores in 49 states of the U.S. state except Hawaii, making it the largest department store chain in the country along with the powerful e-commerce platform of

In 1962, Brookfield, Wisconsin, served as the location of the opening of the first Kohl’s Department Store. 76 Kohl’s stores were operating across the Midwest at the time of the company’s initial public offering in 1992.

Since its establishment in 2001, has provided Kohl’s with an online presence that has expanded and developed over these many years. Throughout 2003, the company opened 28 stores in California, giving Kohl’s a coast-to-coast presence for the first time.

Comparing Alternatives to My Kohl’s Charge Card

CardBest forRegular APRAnnual feeMinimum Credit Score
Kohl’s Charge CardKohl’s customers30.74% (variable)$0640
Chase Freedom Unlimited®Flexible cash back20.49% – 29.24% Variable$0Excellent, Good
Costco Anywhere Visa® Card by CitiCostco customers and people who spend a lot on gas, EV charging, and dining out.20.49% (Variable)$0Excellent
Citi Double Cash® CardFlat-rate cashback19.24% – 29.24% (Variable)$0Excellent, Good, Fair

Use Your Kohl’s eCustomer Service Helpline

Suppose you are facing any technical errors or issues while managing your account. Then don’t worry; you can use our customer care service and get a quick solution to your queries. So, we have shared Kohl’s Credit Card Customer Service support details below that you can avail of for your account.

Kohls Credit Card eCustomer Service

kohls credit card phone number

  • Order questions – 1-855-564-5705
  • Payment questions – 1-855-564-5748
  • For Corporate Gift Cards only – 800-653-1774
  • Monday – Saturday 7 am to 9 pm CST
  • Sunday 8 am to 9 pm CST

Some Other Important Toll Free Numbers for Cardholders

Cardholders can quickly contact our customer care by calling their toll-free number below.

The customer representative will assist from Monday to Saturday, 7 AM to 9 PM. On Sundays, users can contact them from 10 AM to 8 PM. 

Kohls Credit Card Charge Account customer service phone number1-855-564-5748
Kohls customer service phone number1-855-564-5705
Yes2You Rewards customer service phone number1-855-564-5751
Kohls gift cards customer service phone number1-855-564-5748
Kohls phone number for gift cards purchased online1-866-887-8884
Kohls corporate gift card number phone1-800-653-1774
Kohls Cares fundraising card program phone800-653-1774
Kohls corporate headquarters phone number1-262-703-7000
Kohls human resources phone number1-262-703-7000
Kohls Investor Relations phone number1-262-703-1440


  • Website: Contact Us (

Frequently Asked Questions (FAQs)

How do I Update My Payment Method for Kohl?

  • Sign in to your Kohl’s credit card payment account at Kohl’s.
  • Click “Settings” under your name at the top of the page and choose “My Info” from the drop-down menu.
  • On the left side, click “Billing & Payment Information.”
  • Select “Edit”
  • After entering all the correct information, click “Save.”

How much of a credit score do you need to get a Kohl’s credit card?

For the My Kohl’s Charge Credit Card to be approved, your credit score must be at least 640.

Can I cancel or change a payment already scheduled with Kohl’s?

You can cancel a payment that has been scheduled on your MyKohlsCard at any time before the day that the payment is scheduled to be posted. To cancel your payment, navigate to Payments and View Scheduled Payments in the menu bar.

How can I get MyKolhscard Rewards?

If you enroll in the Yes2You® Rewards program, regardless of whether or not you use your Kohl’s Charge card to make qualifying purchases in-store or online, you will receive one point for every dollar you spend on transactions that are deemed to have met the program’s criteria. You will receive $5 in Kohl’s Cash® on the first of every month for every 100 points you earned through participation in the program.

Remember that after your points are converted to Kohl’s Cash®, you’ll have 30 days to use the money before it expires.

How do I use Kohl’s Pay Online without a credit card?

It’s really easy! Your companion can use their smartphone to scan the QR code you provide for Kohl’s credit card payment login

How do I Access MyKohlsCard Account?

First, users need to complete the my kohls card registration process and then the login process. After completing both procedures, they will be able to access their login Account.

How to Activate My Kohls Card Online?

To activate your Kohl’s Credit Card, you need to call Kohl’s customer support which is attached to your brand new my kohls charge card, or go to the issuer’s activation website login, which will also be noted on the sticker. You can also use the card issuer’s mobile app to activate a Kohl’s Credit Card.

Is Kohl’s website legit? uses SSL to encrypt the information you enter (such as your name, address, and credit card number) before communicating over the Internet. So, is safe and secure.

How to Check the MyKolhscard Balance Online?

  1. Log in to the official website for Kohl’s credit card payment login.
  2. Click “Kohl’s Cash” under “Account” at the top of the page.
  3. Click on the “Kohl’s Cash” page in your shopping account profile.
  4. Select “CHECK BALANCE”

How Can You Avoid Late Fees?

Kohl’s charges a $25 late fee every time you don’t pay on time or pay late. You must keep track of your dues and make the minimum payment every month to avoid this fee. But Kohl’s is a little more forgiving in this case; you can talk to a customer service person right away to get the late fees waived.

Does Kohl’s card have an annual fee?

The Kohl’s Card has no annual fee and an APR of 30.99% variable.

Where can I get a temporary credit card number from Kohl’s?

If you have been given a temporary Kohl’s credit card number, it will usually be given to you when you apply for the card or when you activate it. It could be on a temporary card or in the message you got from Capital One or Kohl’s. If you’re not sure, you should call Kohl’s customer service for help.

How can I deactivate/close my Kohl’s credit card?

To close your Kohl’s credit card account, contact the customer care department of Capital One, the credit card issuer. They will guide you through the account closing process and provide any instructions that are required.


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